Cash in your hand when you're in the hospital.
Hospital indemnity insurance pays you directly when you're admitted, so a hospital stay doesn't wreck your budget.
Who do you want to cover?
Coverage that pays you, not just the hospital
A fixed cash benefit is paid straight to you for covered hospital stays — use it for rent, bills, or anything else.
Cash paid directly to you
Benefits are paid straight to you, not the hospital — spend it however you need to.
Keep your current plan
Works alongside Medicare or any other health plan you already have.
Fast, simple claims
Most claims are processed in days, with a licensed agent guiding you the whole way.
Coverage for you and the people who depend on you
Choose the level of protection that fits your household.
Just me
Individual coverage designed around your own hospital stay risk and budget.
Couple
Shared protection for you and your spouse or partner under one policy.
Family
Full household coverage so every dependent is protected if the unexpected happens.
Get covered in three simple steps
Get a free quote
Answer a few quick questions online or by phone with a licensed agent.
Choose your plan
Pick the coverage level that matches your needs and budget.
Get paid if hospitalized
File a claim and receive your cash benefit directly, fast.
Common questions
Is hospital indemnity insurance the same as health insurance?
No. It pays a fixed cash benefit for a covered hospital stay in addition to any health insurance or Medicare coverage you already have.
How fast are claims paid?
Most valid claims are processed within a few business days of receiving your documentation.
Can I use the cash benefit for anything?
Yes. The benefit is paid directly to you and can be used for rent, bills, transportation, or any other expense.
Contact us
Questions about coverage or a claim? Send us a message and we'll get back to you.